Mortgages

As Independent Mortgage Consultants, IMS South West works on behalf of its clients and not for any single lending company and has many years experience of helping people finance their house purchases and home improvements.

In every case IMS will understand your circumstances and future plans and discuss your preferences before advising you on the risks and benefits of different schemes.

IMS will research the whole market to find the most appropriate lender and product to meet your individual circumstances. IMS not only help you through the application process, but stay at your side until you get the keys to your new home.

If you are looking for your first purchase, IMS advise you as if you were part of the family. Alternatively, if you want to move, or build a property portfolio, IMS will help you to work out how much you can afford, so you know what price range of properties to look for.

If you already own property, IMS can save you money by getting the best mortgage rate, or help you pay off your mortgage more quickly by making the best use of all your assets and income. That could involve releasing the equity in your home for home improvements or other purposes, or for older people, raising a lump sum to stay in their own home.

IMS delivers the perfect mortgage solution!

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. There may be a fee for mortgage advice. The exact amount will depend on your circumstances, but we estimate it to be £500 or 0.5%.