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Independent Mortgage Solutions

Whether you are looking to purchase your first home, moving up the property ladder, considering a buy-to-let or holiday villa, or simply restructuring your existing arrangements, your mortgage is probably the biggest financial transaction and commitment you are likely to make.

There are so many types of mortgages available, however, that it is easy to become confused – there are literally thousands to choose from!

As a result you might possibly opt for the product offering the lowest headline rate of interest, but when you take into account booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charges, the package may not be as attractive as it first appeared!

That’s why you need to talk to the professionals, like Independent Mortgage Solutions South West. They establish the most suitable type of mortgage specific to your needs and support you through the whole process.

IMS South West was started in the Millennium Year by Felicia Morris, who called on two decades of experience in the financial sector to create a consultancy that has true family values.

Since then the IMS team has enabled many hundreds of people to complete the purchase of their dreams, with most of them coming from referrals or repeat business – that’s a satisfactory solution!

So.lu.tion (so-loo-shun) – The method of solving a problem. The disentanglement of an intricate problem or difficult question.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. There may be a fee for mortgage advice. The exact amount will depend on your circumstances, but we estimate it to be £500 or 0.5%.